A C T I F

Frequently Asked Questions

We offer a variety of financial services including home financial services, business financial services, mortgage financial services, and other financial products tailored to meet your needs.

Eligibility criteria may vary based on the type of financial service, but typically include factors such as income, credit score, employment status, and financial service amount.

Yes, we offer refinancing options for existing financial services to help you secure better terms, lower interest rates, or adjust your financial service structure to better suit your needs.

Typically, documents include ID proof, address proof, income proof, property documents, etc. You can download the checklist here.

financial service amount eligibility is determined based on your income and the value of the property.

Eligibility criteria include business vintage, annual turnover, profitability, credit score, etc.

Balance transfer refers to transferring an existing financial service from one lender to another to benefit from better terms such as lower interest rates or longer repayment periods.

Financial service amount eligibility is determined based on your income and the value of the property.

The market value is the anticipated price that the property will sell for based on current market conditions.

Yes, you can receive tax benefits on the principal and interest portions of your Home financial service as per the Income Tax Act, 1961.

Encumbrance on a property refers to claims or charges on the property due to liabilities such as unpaid financial services and bills, which can significantly impact your ability to sell or refinance the property in the future.

You might consider a balance transfer if you find a lender offering better terms than your current financial service, which could save you money over the financial service tenure.

An overdraft is a revolving credit facility, whereas a financial service provides a lump sum amount for a specific purpose with a fixed repayment schedule.

Top Up Financial service can be obtained for various purposes such as marriage, education, and business growth, as long as they are not for speculative use.

Both those who receive a regular income and those who work for themselves can obtain a LAP to meet personal and professional needs, excluding speculation.

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