A C T I F

customercare@actifs.in

+91-99721-41747

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Home-Mortgage Financial Service

Mortgage Financial Service

Flexible Mortgage Options

Under Mortgage Financial Service or Financial Service against Property the borrower (mortgagor) gives the lender (mortgagee) a lien on the property as collateral for the financial service. The mortgagor's lien on the property expires when the mortgage is paid off in full. This financial service can be given for a maximum tenure of 15 years. Virtually any legally owned residential or commercial property or a converted land can be mortgaged.

Borrowers must show their ability to repay the financial service, end use of the financial service, information on their debts and income. Also they should have a good credit rating. Mortgage financial services come as a savior to repay multiple hand financial services and have one single financial service.

Tax benefit cannot be availed for Mortgage / Lap Financial Service.

At Actif Solutions, we offer unparalleled expertise and a client-centric approach to help you navigate the complexities of the mortgage process with confidence.

Finance expert
Give us a call +91-99721-41747
Contact via email customercare@actifs.in
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Common Charges
  • Processing fee - 0.5 to 0.6% +GST As applicable
  • Mortgage Fee(0.2% /0.3% of the Financial Service Amount) As applicable
  • Documentation Fee As applicable
  • Legal and technical fee as applicable
Finance charges
Actif Solutions

Documents checklist details

  • PAN Card (Applicant and Co-Applicant)
  • Residence Address proof (Applicant and Co-Applicant)
  • Latest 3 month salary slips
  • Latest 2years Form 26AS
  • Financial Service Track Record (if any financial service running )
  • Present company offer letter and previous company relieving letter(if less than 2years in the present company)
  • Processing fee Cheque from Salary A/C (CTS cheques)
  • Aadhar card (Applicant and Co-Applicant)
  • 2 Passport size Photograph(Applicant and Co-Applicant)
  • Latest 2years Form 16
  • Updated Salary A/C Bank Statement for the latest 6months
  • Qualification proof(both applicant &co applicant)
  • Copy of Company ID card and 1visiting card

  • Mother Deed
  • Any GPA/ Gift deed as applicable
  • Latest Tax Paid Receipts
  • Conversion order as applicable
  • Construction Estimate(as applicable)
  • Sale deed Draft
  • All Subsequent Deed Till Latest deed
  • Latest Katha Certificate/Katha Extract
  • Till Date EC
  • 2 Clear Jumbo Plan Copy
  • Sale agreement draft

  • PAN Card (Applicant and Co-Applicant)
  • Processing fee cheque
  • Latest 3 years IT Returns for company & Individual with computation of income, profit & loss a/c & balance sheet (Attested by Charted accountant)
  • Registration Certificate or Sales tax Certificate or MOA or Partnership deed
  • If any financial service running finance bank Financial Service repayment Track or financial service closed closer Proof
  • Aadhar card (Applicant and Co-Applicant)
  • Office address proof
  • Business profile on the letter head
  • Latest 12 months current a/c& savings a/c statement
  • Property papers

  • Processing fee
  • 0.5% of the financial service Amount as mortgage fee
  • Any Notary or Franking Chages As Applicable
  • Legal Fee as Applicable
  • ₹118 as Cercai fee
  • Documentation Fee
  • Franking of 0.5% of sale consideration on sale agreement as Applicable

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